SubscribeNext to climbing Everest, saving money has to be the most difficult challenge on the planet. If it isn’t a lack of income we face, it’s a miniature tragedy requiring we break open the piggy bank. And as soon as we make it out of the red and take a long deep breath, we run [...]
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ShareThisBorn and Raised in Left Field
Have you ever thought of a simple solution for a common household problem and less than a year later seen it being sold either on television or at your local hardware store? A real bummer isn’t it. “If only I would have patented that idea” we think to ourselves as we shrug off the potential [...]
Re:Invention: Weathering the Economic Storm
Catherine Goerz was a victim of the economy. Like many fellow Americans, Catherine was laid off from her job as a result of the Great Recession and given just two weeks severance pay. Naturally, Catherine found herself searching for odd jobs to stay afloat in the San Francisco Bay area. Her “favorite” was a temporary [...]
Sales Gone Wild: A Consumer’s Worst Nightmare
Many Americans, because of our current recession, are giving it their all to cut their spending habits and re-gauge their definition of needs versus desires. A recent wave of frugality has saved many families from financial ruin and redefined personal finance for thousands of people around the country. A slithy weasel however has seemingly [...]
The Grand Canyon that Fits in your Wallet
There’s a reason why so many movies and television shows use familial miscommunication as a primary source of humor: it’s common. I don’t know about you, but in my family of eight, there is constant miscommunication. Whether it makes for a inconvenient trip back to the grocery store or a laugh at dinner time, miscommunication [...]
Thirteen Reasons Why It’s Never Too Late to Change Careers
Have you ever woken-up and thought, “What I’d give to start all over, change my career, and walk away from a job I simply can’t stand.” You’re not alone. Thousands of Americans go to work everyday unsatisfied, settling for careers they initially pursued because of the salary or because they believe it’s just too late [...]
Riding-Out the Recession on Education’s Tailcoat
I‘ve got a slew of friends jumping on the “back to school” bandwagon. Yea, the one people are joining left and right these days, looking to avoid the declining economy. It seems like a great idea at first glance: skipping the job search and heading straight to the pearly gates of Academialand. Recessions are historically [...]
Pirates (Not Parents) Teaching Kids Financial Responsibility
We keep a keen eye out for parents looking to teach their children financial responsibility here at Payoff. We’ve commented on everything from board games to allowances, chores to how the recession has affected children’s perspectives of money. Today’s post it brought to us by students at Parson’s School of Design & Technology, a creative [...]
How To: Save You From Yourself
You know the feeling. It’s the one you get when you know you shouldn’t purchase that new pair of shoes but you simply can’t resist them. Shiny, smooth, cool. They almost seem to call-out your name, begging you to take them home. In the moment your discernment is skewed and you slowly convince yourself that [...]
Two Hunks and a Bunch of Junk
Hunks. A word that has forever tantalized the female gender and will forever embitter every male on the planet until the day he shall pass. I can remember eating my lunch at Fallbrook High, and nearly everyday watching the “hunks” of my local high school stroll by with their trail of Abercrombie cologne and ninety-eight [...]
