SubscribeBooze, drugs and gambling aren’t the only habits that will put you in the poorhouse, and in some cases the jailhouse. What if I told you that showering, eating, watching television, and cleaning are all horrible habits that should be put to death? You would consider me a crazy-head, no questions asked. However, like wine, [...]
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Tag: saving
ShareThisDietize Your Life: Six Items or Less
A fascinating article in the New York Times on Wednesday tugged at me this morning as I opened my closet and was presented with nearly twenty-five shirts, ten pairs of jeans, and about eight pairs of shoes. The article was entitled, “Shoppers on a ‘Diet’ Tame the Urge to Buy“. As I buttoned up my [...]
Can Chores Teach Kids the Value of a Buck?
If you haven’t been around much, Payoff is a huge fan of teaching children how to manage money, starting the day they’re old enough to ask for an Abe-Lincoln or that shiny new toy. We’ve written a slew about how children’s financial habits are molded by the example their parents demonstrate throughout their childhood. Today [...]
Frugality: The (Cool) New Kid on the Block
The notion of the “American Dream” has taught us that working hard is the key to prosperity and ultimately happiness. While certain aspects of the American Dream like freedom of speech and the right to own property no longer come with a cost, the “mansion on the hill” portion sure does. Millions of Americans wakeup [...]
Striving to Save? Go Thrifty, Not Cheap
Finding new ways to save money is always a hot topic around the lunch table at Payoff.com. That’s why we all rejoiced when we came across all 372 pages of a new book entitled, “Be Thrifty: How to Live Better with Less“. From wine to home-repairs this book is full of solutions for every category [...]
Do “Generic” Brands Really Save You Money?
Your standing in the cereal aisle, surrounded by three-hundred and forty-two different kinds of cereal. You’ve narrowed it down to flakes, only seventy-four options to go. You suddenly get dizzy from the shear amount of color emanating from the cardboard boxes. Perhaps you resolve to make your purchase based on price. Most likely you’ll end [...]
An Emergency Fund You Won’t Spend at the Movies
We’ve all been there, waiting in line at the movies when all the sudden we realize we don’t have any cash. We double check our wallet and sure enough, empty. Our eyes slowly gaze toward that small plastic rectangle, shiny and seemingly calling our name. Our conscious cries out, begging us to stick to our [...]
Payoff’s Mission: Founder & CEO Scott Saunders Explains
A key stepping-stone has been laid by Payoff.com’s Media Team this past week with the release of Payoff’s Mission video. Founder & CEO Scott Saunders walks through the unique vision of Payoff.com, explaining the direction from which we’ve come and the direction in which we plan to continue forward. Take a few minutes to soak-in [...]
The Three-Sided Bullet
There are currently about one-hundred and fifteen million search results for the word “debt”. That’s a very, very large number. Though when compared to our nation’s actual debt, nearly thirteen trillion dollars, it doesn’t seem quite so large. As far as big numbers go, our nation’s debt is certified royalty. While each citizen’s share is [...]
Cash, How Wise Thou Art
It’s so easy to pay with credit cards. After all, it’s not actually money your pulling out to pay with, its plastic. Plastic that smiles at you with its fancy design and futuristic appeal. Yours may even have a pretty little airplane on it, reminding you that the more you spend, the more points you’ll [...]
